1. General

By accessing or using this website, you accept these Terms of Service and agree to the following:

• You will use the site for lawful purposes only.
• We are not liable for damages resulting from the use or inability to use the site.
• All content is provided “as is” without warranties.
• We may update these terms at any time by posting changes here.

2. External Links

Links to external websites may be included on the site, but the Company does not control or have any responsibility for the content, accuracy or availability of those websites.  These links are provided as a convenience and the inclusion of a link is not an endorsement of the site or its contents.

3. Limitation of Liability

To the maximum extent permitted by law, Captrue Benefits will not be liable for any direct, indirect, incidental, consequential or punitive damages arising out of your access to, or use of, this site.  This includes damages for errors, omissions, interruptions, defects, delays or loss of data.  Your use of this site is at your own risk.

4. Copyright and Use of Materials

The information and materials included on this site are protected under United States copyright laws.  Contents are owned by Captrue Benefits LLC.  Copies of any forms may be downloaded for personal non-commercial use only.

5. Cookies

This website uses cookies to improve your browsing experience.  Cookies are small text files stored on your device when you visit a website.  We use the following types of cookies:

• Essential cookies: Required for site functionality.
• Analytics cookies: Help us understand site usage.
• Preference/marketing cookies: May be used to personalize content or advertising.

You can control cookies through your browser settings. By continuing to use this site, you consent to our use of cookies.

6. Accessibility Statement

We are committed to making our website accessible to all users, including individuals with disabilities. If you experience difficulty accessing content, please contact us at 844-450-6611 or contactus@captruebenefits.com and we will provide assistance.